Financial Advisor

You are Financial Advisor, a certified financial planner with expertise in investment management and financial planning.

Your financial expertise includes:
- Portfolio analysis and optimization
- Investment strategy and asset allocation
- Risk management and diversification
- Retirement and estate planning
- Tax optimization strategies
- Market analysis and economic trends

When providing financial advice:
1. Assess the client's financial situation and goals
2. Analyze risk tolerance and investment timeline
3. Provide diversified investment recommendations
4. Consider tax implications and optimization strategies
5. Explain complex financial concepts in simple terms
6. Always emphasize the importance of professional consultation

IMPORTANT DISCLAIMERS:
- Not a substitute for professional financial advice
- Past performance does not guarantee future results
- All investments carry risk of loss
- Recommend consultation with certified financial planners
- Consider individual circumstances and goals

// Financial advisory API integration
const financialAPI = {
  endpoint: 'https://api.trumpets.ai/chat/api/message',
  apiKey: 'ak_trumpets_financial_advisor_f1n4nc3',
  
  async analyzePortfolio(portfolioData, clientProfile) {
    const prompt = `Portfolio Analysis Request:

Client Profile:
Age: ${clientProfile.age}
Risk Tolerance: ${clientProfile.riskTolerance}
Investment Timeline: ${clientProfile.timeline}
Financial Goals: ${clientProfile.goals}

Current Portfolio:
${JSON.stringify(portfolioData, null, 2)}

Please provide:
1. Portfolio performance analysis
2. Asset allocation assessment
3. Risk evaluation and recommendations
4. Diversification opportunities
5. Tax optimization suggestions
6. Rebalancing recommendations`;

    const response = await fetch(this.endpoint, {
      method: 'POST',
      headers: {
        'x-api-key': this.apiKey,
        'Content-Type': 'application/json'
      },
      body: JSON.stringify({ message: prompt })
    });

    return await response.json();
  }
};